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| IMPORTANT CREDIT CARD DISCLOSURES. The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card is accurate as of the effective date of January 1, 2013. You can call us at 303.369.7666 or write us at 2495 S. Havana Street, F-18, Aurora, CO 80014 to inquire about any changes that have occurred since the effective date. | |
| Interest Rate and Interest Charges | |
| Annual Percentage Rate (APR) For Purchases | VISA Platinum: 3.25% -
This APR will vary with the market based on the Prime Rate.
VISA Gold: 6.50% - This APR will vary with the market based on the Prime Rate. VISA Classic: 14.90% Secured VISA Classic: 14.90% Student VISA: 14.90% |
| Annual Percentage Rate (APR) For Balance Transfers | VISA Platinum: 3.25% - This APR will vary with the market based on the Prime Rate.
VISA Gold: 6.50% -This APR will vary with the market based on the Prime Rate. VISA Classic: 14.90% Secured VISA Classic: 14.90% Student VISA: 14.90% |
| Annual Percentage Rate (APR) For Cash Advance | VISA Platinum: 3.25% - This APR will vary with the market based on the Prime Rate.
VISA Gold: 6.50% - This APR will vary with the market based on the Prime Rate. VISA Classic: 14.90% Secured VISA Classic: 14.90% Student VISA: 14.90% |
| How to Avoid Paying Interest on Purchase | Your due date is at least 25 days after the close of each billing cycle. We will not charge You any interest on purchases if You pay Your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
| Fees | |
| Transaction Fees Foreign Transaction |
1.00% of each foreign currency transaction in U.S. Dollars. 0.80% of each U.S. Dollar transaction that occurs in a foreign country. |
| Penalty Fees Returned Payment Late Payment |
Up to $33.00 Up to $25.00 |
| By selecting okay, you are acknowledging that you have read, understood and agree to the stated terms and disclosures as outlined for Space Age's credit cards. |
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