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Youth Accounts

Youth Savings Account

Space Age values its younger members, and is dedicated to sculpting financially savvy individuals. Because of this, Space Age Credit Union offers our members 12 years and younger the opportunity to open a Youth Savings Account geared just for their saving needs. A Youth Savings Account can be opened with as little as $5, and as long as a daily balance of $5 is maintained, the account will earn interest.

In addition, Youth Savings Account holders are able to learn valuable financial education with the Space Age's Money Monsters Club. The Club features activities, stories and puzzles intended to teach our Youth Members about money, saving and spending.

Other great benefits for youth members include:

  • FREE toy with every Youth Share deposit
  • Yearly Birthday Gift
  • Exclusive Youth Events

Teen Checking Account

Space Age knows that the financial world can sometimes be overwhelming. Therefore, we understand the importance of familiarizing your teen with financial institutions, the products and services they offer, and how to effectively use them to meet current and future financial goals. In addition to introducing money-management skills, Space Age aims at making your teen's financial experience successful, today and in the future.

Familiarizing your teen with a checking account and debit card earlier rather than later allows them the opportunity to make mistakes and learn from them under your guidance, before mistakes become detrimental to their financial success. Space Age's Teen Checking Account has no monthly fee and requires no minimum balance.

Other great products for your teen include:

  • Free Visa® Debit Cards. Linked to your Space Age Checking Account, Space Age Visa® Debit Cards can be used anywhere Visa® is accepted.
  • Free CardNav Card Management. CardNav offers peace of mind and allows you to control your spending, Check it out here.
  • Venmo, PayPal and Square. Receive funds in real time to your Teen Checking Account went sent from Venmo, PayPal or Square.
  • Online Banking Services. We know both you and your teen lead busy lives. Your teen can check and keep track of their Space Age account anytime and anywhere with our free electronic services. In addition to checking their account balance, they can receive Account Alerts, a free service that keeps them informed daily about account balances, and so much more. Learn more about online banking.

Youth Prime Certificate (CD)

Exclusive for our Youth Members - a CD just for them!

  • A Youth Prime Certificate may be opened for any member 18 years of age and under with a maximum deposit amount of $1,000.
  • The Youth Prime Certificate is a fixed-rate certificate that is opened at the current prime rate.*
  • Youth Prime Certificates mature on December 31st of each year, and can be annually renewed by the member through the age of 18.

To open a Youth Prime Certificate today, contact a Space Age Representative at 303-369-7666 or 800-666-6928.

*Prime rate is based on the Wall Street Journal Prime Rate as of the last day of the prior month.

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