Certificates (CDs)

Secure CDs - Open with as little as $500

If you are looking for a safe and sound deposit account with competitive rates, Space Age offers Certificates (CDs) that you can open with as little as $500 and with the term of your choice, ranging from 90 days to three years.

Our fixed term CDs always provide competitive dividends. Dividends are compounded and paid monthly and at maturity. (Please note that there is a substantial penalty for early withdrawal.)

View a complete list of the Certificate terms and current rates.

Safety Net CD

• 1 Monthly Withdrawal*
• 12-Month Term
• $1,000 Minimum Deposit*
• $10,000 Maximum Deposit*

Save money without sacrificing access. With one monthly withdrawal without penalty, you have a safety net against unexpected financial challenges, while still saving money at a much higher rate than a savings account*. SEE RATES

^{*Safety Net CD is a 12-month term fixed rate Certificate of Deposit (CD) with a minimum $1,000 deposit and a maximum deposit of $10,000. This CD allows for 1 monthly withdrawal without penalty for a total of 12 withdrawals throughout the CD term. Must maintain a minimum $1,000 monthly balance to keep the APY. In the event the CD drops below the minimum $1,000 monthly balance, the rate reverts to the standard savings account rate. No additional money can be added to this certificate until it matures.  This CD will automatically renew at the time of maturity for the same term; CDs will be renewed at the current Safety Net CD rate at that time for a 12-month term.}

Balance Builder CD

• Add More Money Any Time*
• 12-Month Term
• $1,000 Minimum Deposit*
• $10,000 Maximum Deposit*

For the saver who may start low but would like to grow their certificate balance by adding to it over the 12-Month Term. SEE RATES

^{*Balance Builder CD is a 12-month term fixed rate Certificate of Deposit (CD) with a minimum $1,000 deposit and a maximum deposit of $10,000. This CD allows for unlimited additional deposits to the CD throughout the CD’s 12-month term. Early withdrawal penalties apply.  This CD will automatically renew at the time of maturity for the same term; CDs will be renewed at the current Balance Builder CD rate at that time for a 12-month term.}

CD Calculator