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Overdraft Privilege Program

Have Peace of Mind with Overdraft Protection

With Overdraft Privilege, Space Age will honor* an overdraft check, teller or ACH transaction up to a maximum preset limit of:
  • $300 for Economy Checking
  • $500 for Classic Checking
  • $700 for Premium Checking
Members can also utilize the Overdraft Privilege Program to make ATM withdrawals or authorize debit card transactions when funds are not available. As of July 1, 2010, members must opt-in to add this feature to their Overdraft Privilege services. To opt-in fill out the online form in its entirety, and click submit.

E-Services Overdraft Privilege Authorization Online Form

Learn more about the regulatory change regarding ATM withdrawals and debit card transactions.
*Fees apply.

Overdraft Line of Credit

Give Yourself Peace of Mind with an Overdraft Line of Credit! An Overdraft Line of Credit is attached to your checking account, and can be accessed in the event that funds are not available to clear a check or a withdrawal. Limits are available from $500 - $10,000, depending on credit qualifications.