Dealing with the Equifax Data Breach
In light of the recent Equifax breach, identity theft has been at the forefront of many members’ minds, and understandably so. With an estimated 143 million consumers impacted, many individuals are contemplating their next move – how to effectively safeguard not only their identity, but also their financial future.
We put together a list of resources for members should they find that their data was compromised in the Equifax breach.
Equifax’s official website regarding the breach: https://www.equifaxsecurity2017.com/
Notify the Appropriate Parties
If you suspect you may be a victim of identity theft, notify one of the three main reporting agencies and request a “fraud alert.” You should also consider putting a “freeze” on your credit report with each agency.
File an identity theft report with the Federal Trade Commissions (FTC)
File a report at www.identitytheft.gov to add your case to the FTC’s identity theft database. The FTC will provide you with a FREE personalized recovery plan. You should also consider filing a local police report.
Request an Identity PIN Number from the IRS
An IRS IP PIN is a six-digit number assigned to eligible taxpayers that helps prevent the misuse of their Social Security number on fraudulent federal income tax returns. To request an IP PIN visit www.irs.gov.
Notify Your Financial Institutions
Always notify Space Age Federal Credit Union, and any other financial institutions you deal with, that you may be a victim of identity theft. At Space Age, we will work with you to determine what precautions need to be taken with your account(s). Since each situation is different, it is important that you provide your financial institutions as much information as possible so that they can best assist you.