Financial Products and Services Blog | Space Age Credit Union

Practical Steps for Budgeting and Financial Wellness

written by Space Age Credit Union

If you’ve struggled with spending more than you earn then you should know you’re not alone. The good news is, with a bit of focus and intention, it’s possible to break this cycle of overspending. Let’s talk about how you can regain control of your finances with actionable steps based on practical and basic budgeting principles.

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Jingle Bills: How to Avoid a Holiday Debt Hangover

written by GreenPath Financial Wellness

The holidays are here, bringing that familiar urge to spend a little extra on the people we love. It’s a good feeling…until the bills arrive. If you've ever found yourself dreading your January credit card statements, you’re not alone. With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.

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Ideas To Take the Stress Out Of Holiday Shopping

written by Space Age Credit Union

Holiday season can bring on a new level of stress, but it doesn’t have to be this way. With a bit of planning and some creative strategies, you can breeze through your shopping list, make it easier on yourself, and actually enjoy the season.

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Looking for Smart Ways to Budget During Retirement? Start Here.

written by Space Age Credit Union

You’ve thought about it since you were young and now the time is finally here to enjoy your retirement. You’ll still have to keep solid budgeting principles in mind though as you begin this new phase of life. Budgeting during retirement can feel overwhelming, but with a few simple steps, you can manage your money and make the most of your savings.

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A packed suitcase next to a Christmas tree.

The Procrastinator's Guide to Holiday Travel Savings

written by GreenPath Financial Wellness

Holiday travel season is near, and peak prices already tell that story: nearly 75% of Hopper customers say that as they book travel this year, they plan to spend the same or more than what they shelled out last year. If this sounds uncomfortably familiar, don't panic! Even if you’ve waited until the last minute, there are ways to trim down on steep travel costs.

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9 Things You Can Pay for With Student Loans

written by Space Age Credit Union

As education expenses continue rising, millions of students turn to student loans to help ease some of the burden these costs can bring. Federal and private student loans offer numerous advantages, including flexible repayment plans and lower interest rates. Many borrowers may not realize what education-related expenses you can use the funds for.

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Thinking of Starting a New Business? Follow These Steps if You Need a Startup Business Loan

written by Space Age Credit Union

You have a brilliant idea you can’t wait to get off the ground. Nothing can stand in your way except one thing–your genius idea needs funding. While funding can be challenging, it doesn’t have to be a roadblock. Instead, keep these steps in mind and consider securing funding through a startup business loan.

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Refinancing Your Mortgage? Consider the Costs and Benefits Before You Take Out a New Loan.

written by Space Age Credit Union

With the mortgage interest rate landscape continuously changing, you may be wondering if refinancing your current mortgage rate is a smart move. Only you can decide if a refinance works for your financial situation, but it’s helpful to consider the refinancing costs and potential benefits you could experience.

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Steering Through Savings Auto Financing Choices for Car Buyers

written by Space Age Credit Union

Navigating the world of auto loans can seem daunting, especially with options like dealer financing and credit union financing. This guide aims to demystify these options, offering you the clarity you need for your next car purchase.

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Navigating Secured and Unsecured Loans for Young Professionals

written by Space Age Credit Union

Launching into the world of finance can feel overwhelming, especially when you're just starting your career. But understanding the basics of secured and unsecured loans can make a big difference. Getting familiar with these loan options is crucial for building a strong financial foundation as you step into the workforce.

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Decoding the Mystery of Improving Your Credit Score

written by Space Age Credit Union

Managing your credit score may feel like a mystery, but you do have control. If you have questions about the impact of a loan from Space Age Credit Union with your credit score, then contact us today.

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Ready to Take on an Auto Loan? Read This First

written by Space Age Credit Union

If you’re in the market for a new or used vehicle, then you’ve likely wondered what financing option makes the most sense. With new and used vehicle costs soaring in recent years, you may turn to an auto loan so you can incorporate the vehicle expense into your monthly budget.

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Unleash Your Entrepreneurial Ambition with Space Age Credit Union

written by Space Age Credit Union

At Space Age Credit Union, we believe in empowering local entrepreneurs and small business owners. We understand the challenges of starting and expanding a business, which is why we offer a range of lending solutions tailored to meet your unique needs.

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What Is a Money Market Account and Is It Worth Having One?

written by Space Age Credit Union

A Money Market Account, or MMA, is a type of savings account where you won’t have to choose between growth and accessibility–your balance earns interest and you can access it any time.

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Time Well Spent: 5 Resources for Building Financial Capability

written by GreenPath Financial Wellness

We’re joining forces with our partner, trusted national nonprofit GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your financial capability. “Financial Capability” has been defined by the U.S. Treasury as “the capacity, based on knowledge, skills, and access, to manage financial resources effectively.”

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Learn How Certificates of Deposit (CDs) Can Make You Money Easily!

written by Space Age Credit Union

Introducing Space Age Credit Union's Certificates of Deposit (CDs). By simply saving your money in a CD, you can watch your funds grow without lifting a finger.

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Hidden Savings: Commonly Overlooked Tax Deductions

written by GreenPath Financial Wellness

Tax filing deadlines are approaching…have you filed yet? To lessen the anxiety of the season, take this opportunity to explore overlooked deductions that can help lower your tax bill.

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Fraud Prevention

written by Space Age Credit Union

It's time to talk about Fraud and how not to fall for the "Con". We say Con because, essentially, that is what they are, Digital Con-artists, and their goal is to trick you out of your personal information. Being aware is your best defense, so here are some important things to know in order to strengthen your Fraud Shield.

Space Age Credit Union: Your Holiday Banking Partner Across the Country

written by Space Age Credit Union

Space Age Credit Union is here to make your financial transactions hassle-free. With a shared branch network spanning over 5,000 locations across the United States, you can access your accounts seamlessly from anywhere.

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Space Age Blog

Practical Steps for Budgeting and Financial Wellness

Jingle Bills: How to Avoid a Holiday Debt Hangover

Ideas To Take the Stress Out Of Holiday Shopping

Looking for Smart Ways to Budget During Retirement? Start Here.

The Procrastinator's Guide to Holiday Travel Savings

9 Things You Can Pay for With Student Loans

Thinking of Starting a New Business? Follow These Steps if You Need a Startup Business Loan

Refinancing Your Mortgage? Consider the Costs and Benefits Before You Take Out a New Loan.

Steering Through Savings Auto Financing Choices for Car Buyers

Navigating Secured and Unsecured Loans for Young Professionals

Decoding the Mystery of Improving Your Credit Score

Ready to Take on an Auto Loan? Read This First

Unleash Your Entrepreneurial Ambition with Space Age Credit Union

What Is a Money Market Account and Is It Worth Having One?

Time Well Spent: 5 Resources for Building Financial Capability

Learn How Certificates of Deposit (CDs) Can Make You Money Easily!

Hidden Savings: Commonly Overlooked Tax Deductions

Fraud Prevention

Space Age Credit Union: Your Holiday Banking Partner Across the Country

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